Detached House for sale at 40 St. Patrick Street, St. Catharines, Ontario, L2R 1K1 - Downtown - MLS: X13710764

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40 St. Patrick Street

St. Catharines, Ontario, L2R 1K1 - Downtown

$409,000

Neighbourhood

Downtown
Major Intersection

Geneva Street

Listed Since: 23 day(s)
Last update: today

Overview

Property Type

Detached, Bungalow
Bedrooms

2
Bathrooms

1
Basement

Full + Part Fin
Kitchen

1
Total Parking

1
Lot Size

29x105 (Feet)
Taxes

$2,947.00 (2026)
Type

Freehold

Property Description

Property description for 40 St. Patrick Street, St. Catharines

Welcome to this charming and well maintained 2 bdrm 1 bath bungalow in the heart of downtown St. Catharines. This is a great opportunity for 1st time home buyers, couples or those looking to downsize but are not ready for the condo life. This inviting home offers comfortable one-level living with plenty of character. The bright sunroom is a lovely bonus, providing a welcoming space to enjoy your morning coffee, relax with a book, or simply take in the natural light. The home has been maintained in its original style and the opportunity to make it your own over time. Step outside to enjoy the backyard - an ideal spot for gardening, entertaining or simply relaxing outdoors. Conveniently located close to downtown amenities, shops, restaurants, parks & everyday conveniences. A great combination of charm, practicality and location - this bungalow is ready to welcome its new owner! AC 2026, Basement Waterproof/Sump Pump 2017, Furnace 2015, Roof 2007

Listed by ROYAL LEPAGE NRC REALTY

Property details

MLS #

X13710764
Sq. Ft

700-1100
Sq. Ft. Source

MLS
Lot Irregularities

n/a
Year Built

100+
Pool

None
Drive

n/a
Garage

None
Total Parking

1
Family Room

N
Den

N
Exterior

Stucco/Plaster
Fireplace

N
Roof

Asphalt Shingle
Foundation

Concrete Block
Elevator

n/a
Water View

n/a
Laundry Level

n/a
Heat

Forced Air
A/C

Central Air
Water

Municipal
Water Supply

n/a
Sewers

Sewers
Central Vac

Y

MLS #

X13710764
Sq. Ft

700-1100
Sq. Ft. Source

MLS
Lot Irregularities

n/a
Year Built

100+
Pool

None
Drive

n/a
Garage

None
Total Parking

1
Family Room

N
Den

N
Exterior

Stucco/Plaster
Fireplace

N
Roof

Asphalt Shingle
Foundation

Concrete Block
Elevator

n/a
Water View

n/a
Laundry Level

n/a
Heat

Forced Air
A/C

Central Air
Water

Municipal
Water Supply

n/a
Sewers

Sewers
Central Vac

Y

Kitchen

3.33 x 3.185 ft Main level
Dining

3.722 x 3.609 ft Main level
Living

3.314 x 3.117 ft Main level
Sunroom

4.816 x 1.94 ft Main level
Br

3.152 x 2.954 ft Main level
2nd Br

2.992 x 2.832 ft Main level
Bathroom

2.968 x 1.921 ft Main level

4 Pc Bath
Other

6.362 x 3.177 ft Bsmt level
Utility

3.506 x 2.912 ft Bsmt level
Workshop

3.294 x 2.85 ft Bsmt level

Contact Manoj Kukreja

Sales Representative,
Century 21 People’s Choice Realty Inc.,
Brokerage
(647) 576 - 2100

Open house for 40 St. Patrick Street, St. Catharines

Local Real Estate Price Trends for Detached in Downtown

Active listings

Average Selling Price of a Detached

August 2026

$474,531

Last 3 Months

$466,579

Last 12 Months

$470,872

August 2025

$605,650

Last 3 Months LY

$539,699

Last 12 Months LY

$541,687

Change

-22%

Change

-14%

Change

-13%

How many days Detached takes to sell (DOM)

August 2026

Last 3 Months

Last 12 Months

August 2025

Last 3 Months LY

Last 12 Months LY

Change

-15%

Change

40%

Average Selling price

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Down Payment(%)*

Additional information

Provincial Land Transfer Tax

Ontario Land Transfer Tax Rebate

Toronto Land Transfer Tax

Toronto Land Transfer Tax Rebate

PST on CMHC Insurance Premium

Lawyer Fees

$2,825

Government Registration Fee's

$164

Title Insurance

Closing Cost Total

Total Cash flow for purchasing this property

Provincial Land Transfer Tax

Ontario Land Transfer Tax Rebate

Toronto Land Transfer Tax

Toronto Land Transfer Tax Rebate

PST on CMHC Insurance Premium

Lawyer Fees

$2,825

Government Registarion Fee's

$164

Title Insurance

Purchase Price

Down Payment($)

Down Payment(%)*

First time home buyer

* A down payment of less than 20% is permitted only for first-time home buyers purchasing their principal residence. The minimum down payment required is 5% for the portion of the purchase price up to $500,000, and 10% for the portion between $500,000 and $1,500,000. For properties priced over $1,500,000, a minimum down payment of 20% is required.